Texas "COBRA" notices

If you are familiar with the Texas law that offers continuation of major medical benefits for 6 months (terminating employees), I'd appreciate your reply.

Our insurer provides two Election of Coverage forms--one for Federal COBRA w/standard 18-month period information, etc. I just received the Texas specific election form and it doesn't refer to COBRA at all. It's worded such that it appears the individual ONLY has 6 months of continuation rights--which is not the case 99% of the time.

How have other TX employers notified those losing coverage that they have both COBRA and Texas continuation rights? What is the timing of the notices--both at once or TX election at end of COBRA period?

Thanks in advance for any information.


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  • If COBRA coverage is applicable, the six months begins after COBRA coverage ends. If COBRA is not mandated, as in the case of a small employer with less than 20 employees, the six months starts immediately. The complete manual entitled "Your Health Care Coverage is available at [url]www.tdi.state.tx.us/consumer/cbo05.html[/url].
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