Texas "COBRA" notices

jcacciola

If you are familiar with the Texas law that offers continuation of major medical benefits for 6 months (terminating employees), I'd appreciate your reply.

Our insurer provides two Election of Coverage forms--one for Federal COBRA w/standard 18-month period information, etc. I just received the Texas specific election form and it doesn't refer to COBRA at all. It's worded such that it appears the individual ONLY has 6 months of continuation rights--which is not the case 99% of the time.

How have other TX employers notified those losing coverage that they have both COBRA and Texas continuation rights? What is the timing of the notices--both at once or TX election at end of COBRA period?

Thanks in advance for any information.

Crash

If COBRA coverage is applicable, the six months begins after COBRA coverage ends. If COBRA is not mandated, as in the case of a small employer with less than 20 employees, the six months starts immediately. The complete manual entitled "Your Health Care Coverage is available at [url]www.tdi.state.tx.us/consumer/cbo05.html[/url].