lnelson
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Does Texas offer state disability? If so, she should qualify for that being on maternity leave. State Disability has no bearing on FMLA. If she is qualified for FMLA give her the leave as unpaid depending on your company policy.
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[font size="1" color="#FF0000"]LAST EDITED ON 07-31-06 AT 03:02PM (CST)[/font][br][br]I agree with Irene but I specify this on our Termination checklist. Stating COBRA not offered due to not enrolled in health benefits. The ex-ee signs off on this …
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Yes to your above question.
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[font size="1" color="#FF0000"]LAST EDITED ON 01-05-06 AT 06:46PM (CST)[/font][br][br]Ours is included in our Life insurance plan that the company pays for all ees. They encourage its use for all types of issues. Our Life insurance premium is appr…
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I would say no because it is not a medical necessity it is purely cosmetic.
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Most insurance carriers allow you to term up to 3 mths prior, so term as of Oct 1 since no premium was received.
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I concur with Dutch2. We did a similar switch. If the ee wants to make any changes they can after the blackout period.
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We match 50% of first 4% ee contributes then 2% for anything above 4%. EE can contribute up to 13%. We also have a profit sharing which is at 3%.
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Your COBRA notice should be very descriptive on when the participant elects COBRA what the payment requirements will be. Ours breaks out First payment being 45 days after election of COBRA coverage retro to 1st day of loss, Periodic payments due on…
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Luckily it is an optional policy and you do not have to offer the full 2 1/2 months grace period, that is up to your company to decide to offer this or not. I believe every year after inception you have up to 14 1/2 months to use your allotment. …
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hunter1 - It may be a negative as far as book closure but I was refering mostly for ees who when they enroll think they will utilize a certain amount then at year end they still have a balance owed to them but no receipts it gives them a chance to m…
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This is good for those who have not been able to meet the medical allotment for the year it allows an extra 2 1/2 months to make it up before losing it. But without this grace period you still have 90 days after year end to submit receipts for me…
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I second that. I also did not respond because I felt HRinFL hit the target. Lisa
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We offer both HMO & PPO plans. We cover 90% HMO medical for ee coverage if they elect PPO they pay the difference. We cover 100% HMO-type dental for ee they pay upgrade to PPO-type dental plan. EE pay 100% dependent cost. ER pays 100% life/ad&a…
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Whatever is right. Have your broker work on it if you have one. 1 month is enough time to get quotes and get everyone enrolled in a new plan. Continue to try to get the rate reduced and the claims experience report from the carrier.
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Changing benefits is always difficult. We usually do the same as Kiwi by setting up meetings with the insurance co reps and our ees. This ensures to the best of our ability that the ees have a chance to ask questions and also be informed of the …
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I agree with what s moll stated. She does not need to tell you or your boss her health problem. Providing a doctor notice with approx time frame for off work should be sufficent. Follow your LOA policy.
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Qualified medical expenses are those specified in the plan that would generally qualify for the medical and dental expenses deduction. These are explained in Publication 502, Medical and Dental Expenses. Examples include amounts paid for doctors' …
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You would use the final date of dissolution of marriage as the qualifying event. That is the date of record.
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They should be kept for 4 yrs after termination of contract from carrier. But I usually keep them for 7 yrs.
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We have a part time person who works 25 hrs a wk and offer the same hours(25) times # of weeks she has accrued since her hire date. Following the same schedule for full time ees. Currently she receives 2 wks of 25hrs per wk = 50 hrs We also offer …
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Our insurance carrier allows for ees to add dependants if the dependants lose their coverage but needs to be done within 30 days of loss of coverage and provide documentation from previous carrier. You may want to speak to your insurance company f…
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Anytime an ee voluntarily waives their insurance I have them sign a waiver refused coverage. Sometimes ee will state reason sometimes not. I usually ask to see if we can do anything. If the rates were the same the ee would continue insurance cove…
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They can deduct 5000.00 annually. Which is 96.15 a week. Lisa
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I would think that the ee would still be able to submit medical bills for reimbursement if funds are still in the account. They would only be forfeited if plan year ends and they were not paid out. Unless Bankruptcy is a qualifying status change un…
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There is a program called Healthy Families it is state funded for the most part to provide children with medical care at a very reasonable cost to ees or parents. I sometimes give brochures to our ees due to such high benefit costs. Not sure if th…
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Dutch2 - We have a similar plan its called a "Safe Harbor" and we do not have to do the discrim testing. Because everyone who is eligible for the plan receives a contribution even if they are not participating by contributing themselves. Lisa
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We just starting offer the FSA's and our ees love it. It has reduced our tax liabilities and theirs. But I agree with Kaminski if you are only looking at Health being pre-taxed Section 125 should be easy to do on your own without legal counsel but …