lnelson
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For our COBRA participants we ask for payment on the first of the month for that months coverage with a 10 day grace period. As far as Blue Cross I believe you should be able to reinstate the COBRA with little hassle on the On-Line service. Since …
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TBHRPRO - The best thing to do is first get all prospective quotes along with what each company offers for STD & LTD. Make a spreadsheet to better see the information and try to compare apple to apples to get a better idea of cost involved. …
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Since the STD is voluntary can the ee sign up or cancel at any time. Our STD is voluntary and the ee's can only enroll during the initial offering once rejected they can not enroll at a later date. They can cancel anytime. Is it a portable plan? …
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Our administrator does not have a loan fee the only requirements are they pay back the loan within 5 yrs and pay 2% above prime rate. Our Safe Harbor 401K custodial account is with Merrill Lynch.
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Just an observation- By doing it this way you must make sure to comply with HIPAA. I am under the assumption you will be privvy to medical information in order to pay the remaining deductible. If you haven't already done this you will need authoriz…
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The only benefit to continue is if they still have a balance in the FSA and are expecting more incurred medical costs in order not to loss out on the funds remaining.
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[font size="1" color="#FF0000"]LAST EDITED ON 05-17-04 AT 06:57PM (CST)[/font][br][br]The ee can turn in receipts for payment within 90 days of termination as long as receipts are for services on or prior to term date. Also an ER should offer COBRA…
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[font size="1" color="#FF0000"]LAST EDITED ON 05-05-04 AT 06:12PM (CST)[/font][br][br]We have an ee paid STD & LTD the premium is taken as a payroll deduction after tax it does not effect their taxable wages therefore does not effect the tax lia…
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Did you try a refined search? I found this off the irs.gov website. Not sure what info you are looking for. Listed as Tax Regulations plain english tax professionals [url]http://www.irs.gov/taxpros/page/0,,id=79708,00.html[/url] - 47.6KB Hope it h…
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Does the PPO deductible cover all office visits and treatment? Some PPO's do not include the office visits to your deductibles. Example: John goes to the doctor pays a straight 15.00 the doctor refers him to a lab for tests he pays another 15.00 on…
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What about children dependants? Are they saying the ee cannot sign up on their coverage because the ees spouse has coverage through different er so they are not extended the option? If so I do not think they can do that it has to be offered to …
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Half HR - I went to DOL website listed below and recieved this info for you. Qualified Beneficiaries - A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee…
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"Is it legal to not offer group health insurance to an employee if they currently have coverage elsewhere? ..want to tell any new employees that they are not eligible for the group health plan if they have other coverage." I am not sure of the leg…
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[font size="1" color="#FF0000"]LAST EDITED ON 03-18-04 AT 02:24PM (CST)[/font][br][br]We have a 401K safe harbor which I believe is what lukkieseven is referring to there is no Discrim testing. All eligible ee's are enrolled but do not have to part…
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I would think that since your insurance carrier is considering it to be ok that the FSA would also allow this since it will change the premium the ee pays. How else would you be able to do it? Have the ee's portion be pre-tax and the dependants b…
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I don't see a problem with this but I would give your ee's at least 90 days notice before implimenting the change in case they opt for other options.
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We are a manufacturing company in CA with 120 ee's we offer: Medical, dental, 401K, profit sharing, life, AD&D, ST & LT DIS (just starting in April), 1 wk vac after 1st yr, then 2 wks after 3 yrs, 7 holidays, no sick days.
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How it reads is the er has 30 days to notify the plan administrators of the qualifying event then the plan admin. has 14 days after notification to send enrollment docs to qualified ee. This totals 44 days. As far as penalties for non-compliance I…
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[font size="1" color="#FF0000"]LAST EDITED ON 01-14-04 AT 04:13PM (CST)[/font][br][br] Oops. Exempt ee you should not be counting hours worked but if ee has a set break and lunch schedule that should be the time they "pump" it may take additional ti…
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Wouldn't you be able to recoup the premium if you reinstate under COBRA and after 30 days she does not pay the premium you can term her back to the original reinstatement date as long as it does not exceed 60 days. One reason for terming COBRA is n…
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HMO - $10 office visits $100 Emergency (unless admitted) 100% hospital PPO - $15 office 90% in Network $250 deductible
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I am in process of our open enrollment also, our broker recommended some minor changes to the plan which offered a decrease premium of approx. 10% We offer HMO & PPO for both med & dental. The HMO is hard to change because you want it to b…
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I concur with NaeNae if the ee refuses then FMLA would be denied and attendance points and discipline would be issued.
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Is upper management refusing to give him a raise at all? or Do they feel that the amount requested is too high? If the employee was working unsafely or not following the company procedures that would reduce his evaluation as far as safety goes an…
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SMace - I have an ee who is on FML and has a WC claim. The doctor put him on modified duty which we can accomodate but the ee has determined that he is unable to do the job, he is stating the job is not following the restrictions. We are disputing…
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Sounds like he is on intermittent leave and in order for you to track his FMLA hours due to his exempt status I would go by his normal hours worked. Example: EE usually comes in M-F 8:00am to 6:00pm that would make a 45 hr workweek w/ 1hr lunch. N…
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[font size="1" color="#FF0000"]LAST EDITED ON 04-03-07 AT 11:28AM (CST)[/font][br][br]It is the ERs decision to run concurrent or not. If they do not the FMLA 12 weeks would still be available to the ee. The ER must be consistent if they do it for…
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[font size="1" color="#FF0000"]LAST EDITED ON 06-27-06 AT 02:42PM (CST)[/font][br][br] My mistake she would be qualified can I blame it on brain freeze. #-o 29 CFR 825.110 - Which employees are ``eligible'' to take leave under FMLA? The 12 months…
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Yes, the 12 work weeks are up depending on what the work schedule is. You should not use 480 hours as the 12 weeks worked because some ees do not work a 40 hour week who qualify for FMLA. Also taking in another scenario of an ee who works 1 week o…