Paid Life insurance

PHS09

I'm new to benefits and thought I had all are bases covered and were in compliance where needed.  Now I'm confused.  We offer life insurance to our Regular, FT employees.  We also cover the premium for the insurance.  I was just looking at a state comparision chart and it looks like if we pay for life insurance we have to provide it to all employees.  Is that true?  Our plan is written so that we can only offer to ft employees.

IT HR

This may depend on what state you are in (what state is it?)  I would ask your benefits broker or representative where you get your life insurance policy from what the law is in your particular state. I would have them provide it for you in writing (show you the law) so that you have it for future reference.

PHS09

The problem is I have employees in many different states.  The plan is written out of VA but we were incorporated in Wisconsin and Florida.