OPEN ENROLLMENT

Ethel

Is an "Open Enrollment" mandatory for healthcare plans at every renewal? We have conflicting views, would appreciate your settling this matter.

Pearce

There is no federal law that requires open enrollment in a health plan. If you are fully insured, there may be a state law to consider. Our self-insured plan does not have open enrollments; however, we do follow all of the HIPAA regulations regarding Special Enrollments.