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Smoking

M2M2 4 Posts
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Can an employer charge employees who smoke more for their insurance?


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  • Margaret MorfordMargaret Morford 1,143 Posts
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    I do know that Kentucky has smoker's rights laws. I do not know what other states do. I would get some legal advice in your state. You will also need to check with an ERISA attorney.

    If you are permitted to do this, I would suggest changing your focus to giving non-smoking employees a break on the cost of their insurance rather than punishing the smokers. Encourage good health. Economically, it will be the same to the company, but it will make a huge difference in employee morale.

    You might also think of a system of health credits to encourage healthy life styles. I can suggest a program that I developed for one of my clients. Call me at 615-371-8200 if you are interested and I will tell you how to set it up.

    Margaret Morford
    theHRedge


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