STD, Pregnancy and Pre-existing Conditions

My STD/LTD carrier has informed me that they cannot exclude pregancy from the pre-existing clause in our plan. I have been told that the underwriters stated that it is all or nothing. Our health insurance plan (and previous plans I have worked with) exlude pregnancy from pre-ex conditions?

Has anyone else heard of this and if so, what is the reason??

Thanks in advance.
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