irenesmsaclaims
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I'm not sure I understand this. What is the benefit of locking the door? Aren't they the SAME people using the bathroom, with their unhygienic habits? Or, does the general public use your restrooms? Or, is this a way to track the culprits? A lo…
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I too find it odd that an insuror would not create SPDs (sometimes called certificates) for a fully-insured plan. It's a matter of duplicating the information in the master contract (plan document) and adding things such as employer information, pl…
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I'm assuming this is for a self-funded plan; otherwise, the carrier would provide the master contract and SPDs. These documents are very often proprietary; people are paid to write them for the group's particular specifications and intent. You m…
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They also use it against you if you are up to the limit on a credit card. Hard to win. Borrow money to put children through college? You're the same loser with a judgement against him or her for driving without car insurance. The credit agencie…
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HIPAA doesn't address the deceased in terms of their PHI, except the provisions dealing with a personal representative. I would err on the side of conservativism and not reveal any details.
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How about mandatory offsite parking that took 20 minutes each way, and no place onsite to eat but you had to leave your desk for lunch?
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With respect to the FSA deductions (medical spending reimbursement), you have to have election forms each year or on open enrollment, and a negative election is not advisable for the medical spending part (going on from year to year). As for the pr…
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Popeye, I am curious, did he get 3 credit hours for the speech class and how long did it take? In a traditional setting, this would mean 3 classes a week, one hour each, for about 4.5 months. I took speech in college, and we had to GIVE SPEECHES. …
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I have seen a high-rise building here with the name on it. It's real, but in my personal opinion, it's a diploma mill. I knew a person who got a "degree" before online "education".
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>_ _it happens. Not to bother you too much, but >we had an employee do this about two years ago. >In the first year her spouse cost our plan just >over a quarter million. Thank heaven for HIPAA >and coverage portability, no…
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If you mean health coverage benefits, I don't know if California has any statutes mandating benefits for same sex relationships, but it's possible. Check the state statutes for that (if a legal spouse can be of the same sex). If there is such legi…
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In general, public (governmental); entities are not subject to ERISA; however sometimes they choose to be, in order to cover all of the bases with respect to compliance. For example, if they are quasi-governmental, with public employes and union …
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Actually, I believe it's an effective date of July 26, 2004 for the final COBRA rules, but plans would have to comply on the first day of a plan year beginning after November 26, 2004, which would be January 1, 2005 for calendar year plan years. Cor…
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Along the lines of Mr. Creosote's comments, I have enjoyed participating in this forum, and do credit the forum interaction as "keeping my mind alive". I have not posed questions because I am not specifically in HR, but in my profession SERVE HR pr…
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Shadowfax, take I25 to I225 in Denver, first exit, big park, that's my neighborhood, how about you Crout? Actually, my point was that integrity knows no net worth. I'm pretty sure that Martha and the fat cats in those corporations have stellar c…
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Marc, usually I agree with your opinions, but I can never understand why a person with financial problems is perceived to be dishonest. Perhaps their honesty is why they have financial problems (think Enron and WorldCom, Martha Stewart, et al). Fo…
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Yes, you may terminate coverage, but it's not a QE under COBRA until the employee notifies you of his/her intent not to return, or does not return. This is a special FMLA rule; another kind of LOA (ie., after FMLA expires) could result in the QE o…
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Also, in Colorado you have to report new hires to the child support registry.
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Another set of rules with the 100-employee threshold is the Medicare Secondary Payor, for coordination of benefits in health plans.
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I really do agree with Don. Having financial problems does not equate to being dishonest. Do we have to make it harder for people to be gainfully employed and trying to be self-sufficient?
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The 1987 proposed regulations provide that qualified beneficiaries moving outside the area served by a region-specific plan must be given the right to obtain other coverage from the employer maintaining the region-specific plan. The rule conditions …
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Medical screening went away with the first part of HIPAA back in 1997 for group health insurance. Are you enrolling people in individual health insurance?
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When I lived in Louisiana, attorneys were barred (no pun intended) from advertising. It was considered tacky and unprofessional. I wish they would do the same for pharmaceuticals.
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In Colorado breaks are mandated as to number and duration by state law.
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If I read your question correctly, COBRA can be denied if employment is terminated due to gross misconduct, and the other posters are correct. The law is rather vague, and there seems to be little case law to look at. Basically, it would be someth…
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I think she might have meant that the company cut the employee's hours due to its financial situation, no?
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TN HR, please look at the thread in "Benefits" called "Charging Smokers More"!
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Standalone dental plans are not subject to HIPAA.