W/C Rate Math question

I am not the best when it comes to figures, so I was wondering if someone can give me an answer (if there is one).

If our workers comp rate is 31.97% with an exp.mod. of 88% already figured into that. Then the exp.mod changed to 96%, what would the new w/c rate be? And how was the calculation made?

If this is a stupid question, or just can't be answered, just please keep your opinion to yourself about my stupidity.
Thanks.

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